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Wealth Management

UK pound notes- Photo by Unsplash

Pension Lifetime Allowance: how to stay within the limit to avoid a tax charge

Napthens - September 2nd 2021
Head of Napthens Wealth Management, David Hardman provides some handy tips on avoiding additional tax charges on your pension.
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British Money

Will your pension run out early?

Napthens - June 18th 2021
An increasing number of people have been forced into early retirement due to the economic impact of the coronavirus (COVID-19), with many worried about how they’ll make ends meet in the future.
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investments photo by anna nekrashevich from pexels

Investing principles: focus on what you can control

David Hardman - April 7th 2021
The deep global economic shock and uncertainty surrounding the coronavirus (COVID-19) pandemic has made everyone rethink their finances and investments, making it clear that financial security is more important than ever to our overall well-being. Head of Napthens Wealth Management, David Hardman looks at the fundamental principles to follow with investments.
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Financial adviser advising someone

Why seek professional financial advice?

David Hardman - January 29th 2021
Whether you’re starting out or well into your wealth creation journey, professional financial advice will help you to define your goals and the path to getting there. It gives you a map and ongoing support to help you take control of your future.
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Focus on long term horizons

David Hardman - April 24th 2020
During this difficult time, fear and worry is understandable, particularly as the coronavirus (COVID-19) outbreak led to the biggest daily drop in the FTSE 100 since the financial crisis. Trying to second-guess the impact of events such as the coronavirus or the recent stock market volatility – or even attempting to make a bet on them – rarely pays off. Instead, investors who focus on long-term horizons – at least five to ten years – have historically fared much better.
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John Cummings

Wayne Blinkhorn - February 10th 2020
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Karl Baker

Wayne Blinkhorn - February 10th 2020
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David Hardman, Napothens Wealth Management

Make the most of your valuable allowances, reliefs and exemptions

Napthens - January 14th 2020
Once we enter January, the end of the 2019/20 tax year will be just over three months away on 5 April. As this date approaches, the window of opportunity reduces if you want to make the most of valuable allowances, reliefs and exemptions that could help reduce your tax bill and make sure your finances stay tax efficient.
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David Hardman, Napothens Wealth Management

Give a triple boost to your children

David Hardman - August 12th 2019
Don't miss out on this little-known tax rule
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David Hardman, Napothens Wealth Management

Smart plans: Living a less complicated life!

David Hardman - April 23rd 2019
For anyone enjoying their retirement years and living a less complicated life, it can be easy to assume that you no longer require professional financial advice. Some people may believe that since they have reached their 60s and ‘retired’, the hard work is over.
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David Hardman, Napothens Wealth Management

Funding your ‘golden years’

David Hardman - January 2nd 2019
Pensions have the reputation of being confusing, but they needn’t be. Private pensions are usually used by people who don’t have access to a workplace pension scheme, but you can also have one if you are employed or not working. David Hardman of Napthens Wealth Management, explains in more detail.
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David Hardman, Napothens Wealth Management

You have one life, so invest wisely

David Hardman - November 19th 2018
Throughout our lives, we will have many different lifestyle and financial goals that we would like to achieve. Although we all have different goals, there are some key goals that we’ll have in common, especially when it comes to retirement. What do you want from your investments? Supplementing your income? Building your retirement pot? It’s essential we tailor your investments to suit your goals.
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David Hardman, Napothens Wealth Management

Pensions: your money, your choice

David Hardman - July 30th 2018
You can pay into as many pension schemes as you want; it depends on how much money you can set aside. There are several different types of private pension to choose from, but in light of recent government changes the tax aspects can require careful planning. So, what do you need to consider?
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David Hardman, Napothens Wealth Management

Setting your goals to achieve financial freedom

David Hardman - April 20th 2018
Life is a series of daily choices, and how we manage those choices determines the outcome of our life. We all want financial freedom, but how will we achieve it? Financial goal-setting is the key to building wealth.
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Get ‘wrapped’ up

David Hardman - January 17th 2018
Some people don’t want a pension company deciding how their pension savings are invested – they want to control where their money goes and how it grows. For people wanting to have autonomy to make their own investment decisions with their retirement savings, a Self-Invested Personal Pension (SIPP) may be an alternative solution.
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