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Buying a property

Conveyancing is the term that describes the process of transferring ownership of land or property from one person to another. It takes between 10-12 weeks from start to finish. Complex transactions can take longer and simple ones can take less time.

We can split the process of buying a property into 8 stages.

The stages of buying a property

1. Apply for a mortgage and organise a survey

If you need a mortgage, you can now make your formal application. You should also arrange a survey or valuation report. In addition, we will ask you to pay for search fees and provide appropriate ID.

2. Draft contract bundle and legal checks

We will receive the draft contract bundle from the seller’s solicitor. We’ll check the legal title to the property and apply for the searches. This can be a complex process involving checking and interpreting a number of legal documents. We will then raise any further enquiries with the seller’s solicitor.

3. Sign mortgage deed

When we have received your mortgage offer, we will explain it to you and send you the mortgage deed for you to sign and have witnessed.

4. Read full report and sign contract

When we are happy with your search results and replies to the enquiries we have raised, we will provide you with a full report, and ask you to sign the contract and pay your deposit. We will liaise with the other solicitors in the chain and agree a completion date between you, the buyer, and any other parties in the chain.

5. Exchange contracts

Both parties are now legally bound so the sale price and completion days are fixed. You can now confirm your removal arrangements.

6. Completion statement, deposit and mortgage funds

We will pass on the deposit to the seller’s solicitor and apply for the mortgage funds. We’ll also prepare a completion statement and request the balance of funds from you to complete. You should put your buildings insurance on cover, even though you haven’t completed yet.

7. Sign transfer deed

We will ensure the seller has signed the transfer deed and is ready to move.

8. Completion

We will send the completion money to the seller’s solicitor. You can then collect your keys from the estate agent. Remember to take your meter readings!

Why choose Napthens?

When you are buying or selling a property, the right conveyancer can make all the difference. Our  property specialists lend you the support and plain-English advice you’d expect from a quality law firm, plus a level of due diligence that keeps your interests front and centre.

Read more about getting a quote for residential property conveyancing.

  • 24/7 online access
  • Experienced and diligent
  • Dedicated case conveyancer
  • Conveyancing Association member
  • Adam Bradshaw
    Residential Property
    Napthens Solicitors Employee Adam Bradshaw
  • Alex Owers
    Residential Property
    Alex Colton, Conveyancing Executive at Napthens Solicitors
  • Amy Leslie
    Residential Property
    Amy Leslie, Residential Property Solicitor at Napthens Solicitors
  • Anna Nodwell
    Residential Property
    Anna Nodwell - Residential Property solicitor at Napthens
  • Dawn Culshaw
    Residential Property
    Dawn Culshaw - Conveyancing Executive at Napthens
  • Hazel Jones
    Residential Property
    Hazel Jones Residential Property Solicitor at Napthens
  • Jayne Cassidy
    Residential Property
    Jayne Cassidy - Residential Conveyancing
  • Jennifer Sutton
    Residential Property
    Napthens Solicitors Employee Jennifer Snape
  • Kim O'Hara
    Residential Property
    Kim OHara - Conveyancing Executive at Napthens
  • Natasha Athey
    Residential Property
    Natasha Athey - Conveyancing Executive at Napthens Southport
  • Nicole Chrisham
    Residential Property
    Napthens - Nicole Chrisham - Residential Property solicitor
  • Pamela Richmond
    Residential Property
    Napthens Solicitors Employee Pam Richmond
  • Rebecca Hardee
    Residential Property
    Rebecca Hardee - Residential Property Solicitor
  • Sally Calvert
    Residential Property
    Napthens Solicitors Employee Sally Calvert
  • Simon Ainsworth
    Residential Property
    Private Client - Head of Private Client - Simon Ainsworth
  • Sophia Khan
    Residential Property
    Sophia Khan - Conveyancing Solicitor at Napthens
  • Talitha Murphy
    Residential Property
    Talitha Murphy - Residential Property Business Development Manager
  • Tasneem Mohammed
    Residential Property
    Tasneem Mohammed - Trainee Solicitor at Napthens Solicitors
  • Uzma Begum
    Residential Property
    Uzma Begum Residential Property Solicitor At Napthens Solicitors
  • Zara Zaman
    Residential Property
    Napthens Solicitors Employee Zara Zaman
Meet the team...
You have provided a conveyancing service which is second-to-none. Thank you for your calm, approachable, professionalism throughout what has been a long and sometimes stressful purchase. Mrs & Mrs Farrand