Fixed fee debt recovery

Unpaid invoices can have a serious impact on cashflow, particularly for SMEs and growth-stage businesses.

At Napthens, we offer a clear, practical and fixed-fee commercial debt recovery service designed to help you recover what your owed quickly, professionally and with minimum disruption to your business.

Our experienced litigation team supports businesses across England and Wales, recovering debts of all sizes while protecting commercial relationships wherever possible.

Our Commercial Debt Recovery Services

We take a staged approach to debt recovery, tailoring the action taken to the size and complexity of the debt and the behaviour of the debtor.

Pre-Litigation Debt Recovery

• A letter before action within 48 hours under the pre-action for debt recovery. A business will have 14 days to respond. An individual will have 30 days to respond
• A chaser letter will be sent. A business will have seven days to respond. An individual will have 14 days to respond
• A final notice letter of intended legal action with seven days to respond

Court Action

If pre‑litigation steps do not result in payment, we can advise on and manage court proceedings on your behalf. We’ll explain:

• The most appropriate court process
• The likely timescales and prospects of success
• The costs involved before any action is taken

Our focus is always on achieving a commercial outcome that makes financial sense for you.

Enforcement Action

If a judgment is obtained and payment is still not made, we can take enforcement action, including:

• Instructing enforcement agents
• Charging orders
• Orders to obtain information

We will guide you through your enforcement options and recommend the most effective course of action.

Fixed-Fee Commercial Debt Recovery Pricing

All fixed‑fee prices cover the full pre‑litigation recovery process.

If court or enforcement action becomes necessary, we’ll provide a clear quote in advance so you can make an informed decision.

Why Choose Napthens for Commercial Debt Recovery?

• Fixed, transparent pricing
• Fast, decisive early action
• Clear advice with no unnecessary escalation
• Experienced commercial litigation lawyers
• A pragmatic approach focused on results

We understand that every debt is different, and our advice is always tailored to your business and objectives.

Our Recent Results

We’ve helped businesses across a wide range of sectors recover significant unpaid sums, including:

• Recovering £500,000 within two weeks for a manufacturing business
• Securing 90% of a £100,000 debt without court action for a professional services firm
• Recovering £150,000 in full within six weeks after prolonged delays

Speak to Our Commercial Debt Recovery Team

We support clients across England and Wales, with 7 offices located in:

• Manchester
• Liverpool
• Preston
• Blackburn
• Southport
• Fylde Coast
• Kendal

Get in touch today via our form to speak with an expert and get your fixed-fee quote.