Equity Release

What is Equity Release?

For those later in life, equity release offers an opportunity to unlock cash from your property. The two main options for this are:

• Lifetime Mortgage
• Home Reversion Plan

Which is best for you depends on your circumstances and priorities. We advise speaking with an FCA-regulated financial adviser as the first step.

Please read more via our equity release guide.

Our Services

It is a legal requirement that solicitors regulated by the Solicitors Regulation Authority handles the equity release process. Our work includes:

• Providing you with independent legal advice on the consequences of entering into an equity release arrangement. This includes ensuring you are fully aware of any short and long term impact.
• Conveyancing aspects such as arranging property ownership transfers, securing a charge against a property, review of the title deeds to the property, and processing existing mortgages.
• Liaison with the lender’s solicitors.

Where We Offer Equity Release

The Equity Release Council requires that we meet with all clients face to face.

With offices in Preston, Blackburn, Lytham, Kendal, Southport and Liverpool, we work on cases across the whole of the North-West of England and North Wales. We are also able to meet with clients in person in other locations.

When to Involve Napthens

Step 1: Consult an FCA-regulated adviser with the appropriate qualifications.

Step 2: Identify your preferred equity release product from an FCA-regulated institution.

Step 3: Instruct us to act on your behalf

Why Choose Napthens?

• Specialist expertise
  • Equity release carries a highly technical legal requirements that require dedicated conveyancing solicitors.
• In-person meetings
  • You are welcome to use our services regardless of where your property is within England and Wales. However, we offer home visits within a 30-mile radius of our offices.
• Fixed-fee transparency
  • We operate on a fixed free basis for clarity and peace of mind
• Tailored service
  • We are flexible to meet your needs, from communication preferences to other personalisation of service.

How to Get in Touch

To speak with an expert, get in touch via our contact form, or call our Client Service team on 0345 671 0276.