John Cummings Napthens Wealth Management

John Cummings

Role: Financial Planner
Dept: Napthens Wealth Management
Location: Preston
Direct Dial: 07934855730

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John has over 27 years experience in financial services. His aim is to understand his clients and help them achieve their goals and objectives, a financial plan then follows on naturally.


John concentrated on dealing with owners of SME’s for many years, and as such has a strong understanding of their needs and requirements. John is therefore able to take away their concerns relating to their own financial affairs so they may concentrate on running their business. If John was to say he had a particular specialism it would be Self Invested Pensions, although John is experienced in all areas of financial planning.


John joined the financial services industry in 1992, initially in the same building that now contains the Napthens Cumbria office! John worked for several companies in the North West prior to joining Napthens Wealth in 2018, bringing with him a wealth of knowledge relating to holding commercial properties in pension schemes.

John holds the Diploma in Financial Planning and also advanced qualifications in Pensions.

John lives in Penwortham with his wife and twin sons.

More about John Cummings

Describe yourself in 3 words?

Personable, ethical and honest

What would go into your room 101?

Reality TV and celebrities who are a celebrity for doing nothing except reality TV.

Who would be your ultimate 3 dinner guests?

Stephen Hawking, Eric Morecambe, George Best

What aspect of your job do you find most rewarding?

Meeting new people and helping them get an understanding, and control of their financial position.

If you had an alternative career – what would be your fantasy job?

Pilot (my femur is too long for an ejector seat, so my dreams were dashed at an early stage!)