Blog

While it’s true that the majority of our clients are aware of the availability of Agricultural Property Relief (APR) and Business Property Relief( BPR) to reduce the chargeable estate for Inheritance Tax purposes (IHT) – the question is how regularly do you review and consider IHT as part of your business plan?  The availability of APR and BPR should not be assumed and needs to be reviewed regularly.

In the period after Christmas there is a traditional spike in applications for divorce. Many people know that their marriage has broken down in the run up to Christmas but decide that they will not upset the children, nor the usual Christmas family arrangements and therefore do not proceed with a divorce until the New Year.

Pensions have the reputation of being confusing, but they needn’t be. Private pensions are usually used by people who don’t have access to a workplace pension scheme, but you can also have one if you are employed or not working. David Hardman of Napthens Wealth Management, explains in more detail.

Throughout our lives, we will have many different lifestyle and financial goals that we would like to achieve. Although we all have different goals, there are some key goals that we’ll have in common, especially when it comes to retirement. What do you want from your investments? Supplementing your income? Building your retirement pot? It’s essential we tailor your investments to suit your goals.

When considering whether to make a will, some people believe it would be an unnecessary expense on the basis that “everything goes to my children anyway.”

Solicitor, Farida Isaji looks at the consequences of dying without a will and how an estate is handled in these circumstances, with the recent news that Aretha Franklin reportedly died without a will.