Private Client e-news

New inheritance tax provisions explained

Napthens - August 22nd 2017
On 6 April 2017 the new inheritance tax residence nil rate band (RNRB) came into effect.  The RNRB will be phased in over a three year period, with the RNRB this tax year being £100,000 per person, rising incrementally until  6 April 2020 when it will be £175,000 per person.
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Myths within family proceedings

Napthens - August 22nd 2017
Thanks in no small part to television shows and celebrity gossip magazines, there are a range of common myths about the divorce process which many people assume are true.
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Thinking of selling your property via auction?

Napthens - August 22nd 2017
The popularity of selling properties via auction has grown recently, with both sellers and buyers becoming more aware of its merits.  Larger organisations such as Housing Associations together with property investors buy and sell property this way, as do owner-occupiers.
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Protecting your finances and well-being

Napthens - May 31st 2017
It’s easy to think that you will never be diagnosed with a critical illness, particularly when we feel healthy and energetic, but we can fall ill with very little warning. The good news is that certain illnesses that used to be fatal are now survivable, but if you are diagnosed with a critical illness it can have a serious impact on your life and also the lives of your children, spouse or partner.
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What is a cohabitation agreement?

Napthens - May 31st 2017
The last few decades have seen a major shift in what might be considered the traditional family make-up. According to the Office of National Statistics, there are 2 million cohabiting couples in the UK. Cohabitation is now a common and accepted domestic arrangement. Sadly, the law has not followed this modern progression and still does not provide for people who choose to cohabit rather than get married or enter into a civil partnership.
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How are you funding your house purchase?

Napthens - May 31st 2017
It is becoming increasingly common for purchasers, especially first time buyers, to rely on family members and occasionally close friends, to provide financial assistance to enable them to take their first step in purchasing a property.
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